Author: James Wilson

Data suggests neobanks will expand from roughly $149b in 2024 to $4.4t by 2034 as more services run fully on-chain, replacing slow cross-border systems with software rails.​ Summary Market projections show neobanking scaling past $1t by 2029 and to $4.4t by 2034, with growth driven by digital, mobile-first and on-chain banking models.​ On-chain neobanks run core operations directly on blockchains, offering 24/7 global payments, transparent ledgers and software-based scaling instead of branches.​ Analysts say these platforms could become foundational for internet-native economies, extending into payments, savings and asset management as adoption climbs. The global neobanking industry is projected to experience…

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India’s ED raided 21 sites tied to 4th Bloc Consultants, alleging a decade-long fake crypto-platform Ponzi that laundered funds via wallets, shell firms, hawala and foreign accounts. Summary ED’s Bengaluru office searched 21 premises in Karnataka, Maharashtra and Delhi under PMLA, targeting 4th Bloc Consultants over a large-scale crypto investment fraud.​ The group allegedly ran fake platforms mimicking real exchanges, used stolen crypto-expert images, paid small early returns and relied on MLM-style referrals and social media.​ Investigators say proceeds were routed through multiple crypto wallets, shell companies, hawala channels and foreign accounts, with properties and wallet addresses now seized.​ India’s…

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OAK Research says 2025 punished undifferentiated L1 and L2 tokens as users rotated, MAUs fell 25%, and revenue pooled in stablecoins while dev activity stayed resilient. Summary OAK Research reports major Layer 1 tokens suffered steep 2025 drawdowns even as Bitcoin held relatively stable, exposing weak tokenomics and poor value capture.​ Monthly active users across leading chains fell 25.15%, with Solana losing ~60% of its base while BNB Chain nearly tripled users, and most L2 tokens also finishing lower.​ Developer counts stayed strong on EVM, Bitcoin and Solana stacks, but revenues concentrated in stablecoin issuers and derivatives venues, leaving generic…

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In a world where males have traditionally held positions of wealth and power, more and more women are shattering the patriarchal structure and becoming billionaires. The wealthiest people on the planet will see a sharp rise in their net worth in 2024. Women make up 13.3% of all billionaires in 2024, up from 12.8% in 2023, out of the 2,781 billionaires in the world. This is a notable increase for women over the previous year. With a combined net worth of more than $1.8 trillion, the top 10 richest women in the world have demonstrated their substantial contributions to the global…

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To build applications on Blockchains such as Ethereum or Bitcoin, you need to have a running Node to access the blockchain. But these nodes are difficult to manage and require a dedicated device and resources. In this article, we will review QuikNode, a node-as-a-service provider. Summary Support Bitcoin and Ethereum NodesBest pricing when you scaleAdditional Dedicated NodesPowerful and reliable service What is QuikNode? If you are a developer, running a node is always a pain. You need a dedicated device and maintain it. This required extra skills and time. Besides security is always a big concern but QuikNode solves these…

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Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. 2025 closed as a watershed year for Europe’s digital asset ecosystem: legislative clarity arrived globally at scale, institutional rails matured, and market participants, from native crypto firms to traditional banks, accelerated pilots and product launches. But clarity breeds competition and complexity. Summary 2025 marked Europe’s regulatory and institutional turning point for digital assets, with MiCA implementation, stronger market infrastructure, and steady institutional participation — but also more competition, complexity, and lingering risk sensitivity. Traditional finance moved from…

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Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Christmas-season market activity is fueling renewed interest in on-chain participation, with unusual XRP fund flows bringing M DeFi into focus. Summary Unusual XRP whale movements ahead of Christmas highlight year-end fund reallocation trends. Rising volatility is pushing some investors toward transparent, mechanism-driven DeFi participation. M DeFi is drawing attention for its on-chain participation model and compliance background With Christmas approaching, cryptocurrency market sentiment has clearly heated up. Recently, several unusual fund flows have occurred on the XRP chain, sparking…

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Florida’s pension fund adds MicroStrategy shares, extending a broader shift by U.S. public funds toward Bitcoin-linked equity as BTC and MSTR test key 2025 lows. Summary Florida’s state pension fund expanded its MicroStrategy position, joining over a dozen U.S. public funds using MSTR for indirect Bitcoin exposure.​ Institutional ownership of MicroStrategy hit a 2025 high as buyers accumulated on price dips, even while the stock retested its yearly low.​ MicroStrategy’s stock remains tightly correlated with Bitcoin, making it a de facto BTC proxy as analysts debate 2026 performance for crypto and risk assets.​ Florida’s pension fund expanded its exposure to…

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Caroline Ellison will exit federal custody on Jan. 21, 2026, after broad cooperation in the FTX case, a 10-year industry ban, and ongoing post-release supervision. Summary Bureau of Prisons data now lists Jan. 21, 2026 as Ellison’s release date, about four weeks earlier than prior estimates and after less than half her two-year term in custody.​ Ellison’s cooperation was central to Sam Bankman-Fried’s conviction and 25-year sentence, earning her community confinement and an accelerated custodial end.​ She agreed to a 10-year officer/director ban for public companies and crypto exchanges, leaving her under supervision and out of regulated finance despite release.…

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Obyte marks its ninth anniversary with new governance, DeFi apps, and a virtual city built on its DAG-based, fully decentralized crypto network. Summary Obyte’s DAG-based network now runs full on-chain governance, letting GBYTE holders vote on upgrades and select Order Providers that keep the DAG synchronized.​ 2025 milestones include CariPower’s election as first community Order Provider and the launch of Obyte City, a virtual grid where plots and houses are governed on-chain.​ The roadmap adds Obyte Friends for social rewards plus new DeFi, social apps, and sidechains, expanding Obyte’s ecosystem beyond core payments and token tools.​ Obyte, a decentralized cryptocurrency…

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