Ripple CTO Emeritus David Schwartz said on May 5, 2026, that his remaining crypto exposure is now almost fully tied to XRP and Ripple equity.
Summary
- David Schwartz said he has virtually no crypto exposure left beyond XRP and Ripple equity.
- Schwartz said his XRP-heavy position was not fully planned, despite his long role at Ripple.
- He also said diversification can be rational when investors cannot clearly identify future winners.
His comment came during a fresh online discussion about investment choices and XRP loyalty. Schwartz wrote: “Yeah, that’s true now. I have virtually no crypto exposure left except XRP and Ripple.” He also said the position was not fully planned, adding: “I’m not sure I really planned it that way, though.”
Despite his concentrated exposure, Schwartz did not present XRP-only investing as a general rule. He said diversification can make sense when an investor believes a sector may grow but cannot yet identify the clear winners.
“I think it’s rational to spread investment throughout a space if you think that space is likely to be successful in the future and don’t believe that you can personally pick the winners and the losers yet,” He wrote.
His comments place his personal portfolio apart from his broader market view. Schwartz said he now holds little crypto outside XRP, but his explanation showed that he still sees a case for spreading risk across a sector.
Recent XRP debates add context
The comment followed several recent debates involving Schwartz, XRP expectations and older public posts. As noted in our May 3 coverage, Schwartz denied claims that a gag order or non-disclosure agreement controls his comments about Ripple or XRP. He said no NDA forces him to mislead the XRP community.
Moreover, Schwartz also questioned extreme XRP price forecasts. He argued that if wealthy investors saw even a small chance of XRP reaching $10,000, they would likely push the price much higher today.
As outlined in our May 1 article, Schwartz said old XRP comments about liquidity were not a promise of future price levels. He said the debate was about market depth and transaction size, not a guaranteed target.
Old comments remain in focus
In our April 27 update, we covered Schwartz’s response to claims that he misled XRP holders with a 2017 discussion about XRP price and liquidity. He said the post explained how liquidity works when large transfers move through a market.
As highlighted in our April 24 article, Schwartz also rejected claims that XRP has hidden government or central bank deals. He said Ripple’s non-disclosure agreements relate to normal business activity, not secret XRP adoption plans.
At press time, Ripple’s native token (XRP) traded at around $1.4, up slightly in the past 24 hours and over 1% in the past 7 days (per crypto.news data)
